Storm damage and your car insurance
We have already had the first fall storm and there are probably some that will follow. A storm can have nasty consequences: falling trees, flying branches and roof tiles, lightning strikes, etc. Your car can also suffer heavily from a storm. It would only happen to you: A tree that falls on top of your car! What about car insurance?
Insurance to cover whether the damage caused by a storm is covered
Often there must be a ‘real’ storm before you can go to your insurance. There is only a storm with wind force 7 or more. If your car insurer doubts whether there is a storm, the insurer will request information from the Good Finance.
Therefore always note the date and time of damage caused by the storm.
Damage exceeds the value of your car
In addition, it is up to your insurance to cover whether the damage caused by a storm is covered. Unfortunately, you are out of luck with liability insurance. Storm is then not covered. With a limited hull and full hull insurance you will be compensated for the damage caused by a storm.
If the damage exceeds the value of your car, your car is a total loss. You will then receive the current value. Do you have a full comprehensive insurance and do you have a replacement value scheme? Then you will receive the amount with which you can purchase a similar new car.
Best to report damage
It is best to report damage to your car to your insurer as quickly as possible. Is Good Lender your intermediary? Then you can also report the damage to our customer service.
Are you looking for a different insurance policy for your car? Calculate now which insurance is the most advantageous for you: calculate car insurance.
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